Fractional CFOs for 8-Figure Construction Companies
Replace financial frustration with clear, strategic leadership -
so your jobs, cash, and margins are always under control.
We've Been At This Since 2016
Our Fractional CFOs each bring decades of proven experience, guiding construction companies just like yours to profitably scale from 7 to 8 and even 9 figures.
Gain all the strategic advantages of a seasoned, full-time CFO - without the hefty salary, benefits, PTO, equity, or recruitment costs. Get clarity, profitability, and growth at 30%-40% of the traditional cost.
Meet Michael King, CEO
I started my career as a nuclear engineer on submarines in the U.S. Navy. The job was simple: no surprises, ever.
When I moved into the business world in 20201, I kept seeing the same pattern in construction: impressive revenues, horrible margins. CEOs were flying blind on cash, WIP, and margins because there was no affordable way to get true CFO-level leadership.
In 2016, I started Civil CFO to fix that. Since then, our team has help nearly 100 businesses scale from 7 to 8 figures, increase margins, and reduce debt - at a fractional of the cost of a full-time CFO.
Meet Michael King, CEO
I started my career as a nuclear engineer on submarines in the U.S. Navy. The job was simple: no surprises, ever.
When I moved into the business world in 20201, I kept seeing the same pattern in construction: impressive revenues, horrible margins. CEOs were flying blind on cash, WIP, and margins because there was no affordable way to get true CFO-level leadership.
In 2016, I started Civil CFO to fix that. Since then, our team has help nearly 100 businesses scale from 7 to 8 figures, increase margins, and reduce debt - at a fractional of the cost of a full-time CFO.
Our Team

Join the Team
Click here to apply for
our open positions
We Run on EOS®
We use the Entrepreneurial Operating System (EOS) to keep things running smoothly. It helps us stay organized, focused, and on track, so we can give you the best possible support and results for your business.
Core Values
Growth mindset
Having a growth mindset means:
- Having the humility to know you can be better.
- Having the hunger to want to be better.
- Having the discipline to close the gap.
Extreme Ownership
Heart of a Teacher
We don’t just send you reports and hope you read them.
We translate WIP, cash flow, and margin into plain English and jobsite language so you can explain it to your superintendent or your banker without us in the room.
We expect questions, we slow down to answer them, and we don’t move on until you’re confident making decisions from the numbers.
Our Mission
8-figure construction companies don't fail because they can't build.
They fail because they can't see their numbers.
Our mission is to end that.
“We felt almost immediately that Michael was worth his weight in gold. He’s very good at communicating and he takes the time to get to the bottom of our needs. It all of a sudden felt manageable and reduced a lot of stress.”
“We became too big to handle finances on our own. We hired Michael in October 2019 and ended up growing top-line revenue by 40%. Michael really understands our preferences and comfort level. It’s a high-trust relationship.”
“We hired Michael and his firm to do a deep dive into our books. They did a stellar job. We were so impressed with their work and their personalities. They listened really well to our needs and our core values. It’s freed us up to work on our business at the big picture level.”
Ready to take the next step?
Take control of your finances and get the plan to hit 10% net profit.










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