Construction Working Capital Management: What It Is and Why It Matters for Your Business
A $24M commercial GC owner walked into our second monthly Strategy Call with a question that catches most contractors off guard.
CONSTRUCTION FINANCE LIBRARY
Construction Finance Library for $20M to $100M Contractors
Deep dives on profit, cash, backlog, and finance systems for single and family-owned construction companies.
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Construction Backlog Management: How to Read Your Forward Pipeline
We had a Monthly Strategy Call last fall with a $34M commercial GC. He was tracking backlog the way most owners do: one number, on a sticky note, updated whenever he remembered.
Michael King
June 12, 2026
How to Reduce DSO in Construction: The 90-Day Plan
A civil contractor we work with had DSO sitting at 73 days when we started the engagement. He'd been running the business for 22 years and assumed that's just what construction loo...
Michael King
June 5, 2026
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Featured Articles
By Michael King
June 3, 2026
How to Stop Retainage from Draining Your Cash Flow (Construction)
A commercial GC client came to us at the end of his second quarter with what he thought was a working capital problem.
By Michael King
May 29, 2026
Construction Chart of Accounts: Why Yours Is Probably Wrong
The owner of a $19M mechanical contractor brought us in last spring because his banker had asked him a question he couldn't answer.
By Michael King
May 22, 2026
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Recent Posts
What a Fractional CFO Does for a Construction Company (2026 Guide)
A Fractional CFO is the one seat in your construction business whose entire job is what happens next: cash, margins, bonding, and the decisions your bookkeeper, CPA, and controller...
By Michael King
May 15, 2026
Construction Cash Flow Management: The Complete Guide
More profitable contractors go out of business from cash flow problems than from bad work.
By Michael King
May 8, 2026
Change Orders and Profit Fade in Construction
It's Thursday afternoon on a $4M commercial reno. The owner-side PM walks the job with the GC's superintendent and points to a wall.
By Michael King
May 1, 2026
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All Library Articles
Construction Backlog Management: How to Read Your Forward Pipeline
We had a Monthly Strategy Call last fall with a $34M commercial GC. He was tracking backlog the way most owners do: one number, on a sticky note, updated whenever he remembered.
By Michael King
June 12, 2026
Change Orders and Profit Fade in Construction
It's Thursday afternoon on a $4M commercial reno. The owner-side PM walks the job with the GC's superintendent and points to a wall.
By Michael King
May 1, 2026
Construction Profit Margin Benchmarks: 5% vs 10%+
The construction industry averages 5-6% net profit. Top-quartile contractors hit 10-12%. That gap, five points on every dollar, is the difference between a business that funds grow...
By Michael King
April 24, 2026
WIP Schedule Explained: Overbilling, Underbilling
Of all the financial documents in a construction business, the WIP schedule is the single most important, and the single most misunderstood.
By Michael King
April 10, 2026
Construction Company Stuck at $20M? Here's What's Really Wrong
If your construction company is stuck at $20M+, you're not alone, and the problem probably isn't what you think.
By Michael King
March 6, 2026
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