Construction Working Capital Management: What It Is and Why It Matters for Your Business
A $24M commercial GC owner walked into our second monthly Strategy Call with a question that catches most contractors off guard.
CONSTRUCTION FINANCE LIBRARY
Construction Finance Library for $20M to $100M Contractors
Deep dives on profit, cash, backlog, and finance systems for single and family-owned construction companies.
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Construction Backlog Management: How to Read Your Forward Pipeline
We had a Monthly Strategy Call last fall with a $34M commercial GC. He was tracking backlog the way most owners do: one number, on a sticky note, updated whenever he remembered.
Michael King
June 12, 2026
How to Reduce DSO in Construction: The 90-Day Plan
A civil contractor we work with had DSO sitting at 73 days when we started the engagement. He'd been running the business for 22 years and assumed that's just what construction loo...
Michael King
June 5, 2026
Profit & Margins
Featured Articles
A contractor I worked with had $3M in profit sitting on his balance sheet.
He didn't even know it was there.
By Michael King
June 3, 2026
How to Stop Retainage from Draining Your Cash Flow (Construction)
A commercial GC client came to us at the end of his second quarter with what he thought was a working capital problem.
By Michael King
May 29, 2026
Construction Chart of Accounts: Why Yours Is Probably Wrong
The owner of a $19M mechanical contractor brought us in last spring because his banker had asked him a question he couldn't answer.
By Michael King
May 22, 2026
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Profit & Margins
Recent Posts
Fractional CFO for Construction Companies: 2026 Guide
If you run a $10M–$70M construction company, you've probably outgrown what your bookkeeper, CPA, and controller can do for you, and you're starting to feel it.
By Michael King
May 15, 2026
Construction Cash Flow Management: The Complete Guide
More profitable contractors go out of business from cash flow problems than from bad work.
By civilcfo
May 8, 2026
Change Orders and Profit Fade in Construction
It's Thursday afternoon on a $4M commercial reno. The owner-side PM walks the job with the GC's superintendent and points to a wall.
By Michael King
May 1, 2026
COMPLETE ARCHIVE
All Library Articles
Construction Working Capital Management: What It Is and Why It Matters for Your Business
A $24M commercial GC owner walked into our second monthly Strategy Call with a question that catches most contractors off guard.
By Michael King
June 19, 2026
Construction Backlog Management: How to Read Your Forward Pipeline
We had a Monthly Strategy Call last fall with a $34M commercial GC. He was tracking backlog the way most owners do: one number, on a sticky note, updated whenever he remembered.
By Michael King
June 12, 2026
How to Reduce DSO in Construction: The 90-Day Plan
A civil contractor we work with had DSO sitting at 73 days when we started the engagement. He'd been running the business for 22 years and assumed that's just what construction loo...
By Michael King
June 5, 2026
A contractor I worked with had $3M in profit sitting on his balance sheet.
He didn't even know it was there.
By Michael King
June 3, 2026
How to Stop Retainage from Draining Your Cash Flow (Construction)
A commercial GC client came to us at the end of his second quarter with what he thought was a working capital problem.
By Michael King
May 29, 2026
Construction Chart of Accounts: Why Yours Is Probably Wrong
The owner of a $19M mechanical contractor brought us in last spring because his banker had asked him a question he couldn't answer.
By Michael King
May 22, 2026
Fractional CFO for Construction Companies: 2026 Guide
If you run a $10M–$70M construction company, you've probably outgrown what your bookkeeper, CPA, and controller can do for you, and you're starting to feel it.
By Michael King
May 15, 2026
Construction Cash Flow Management: The Complete Guide
More profitable contractors go out of business from cash flow problems than from bad work.
By civilcfo
May 8, 2026
Change Orders and Profit Fade in Construction
It's Thursday afternoon on a $4M commercial reno. The owner-side PM walks the job with the GC's superintendent and points to a wall.
By Michael King
May 1, 2026
Construction Profit Margin Benchmarks: 5% vs 10%+
The construction industry averages 5-6% net profit. Top-quartile contractors hit 10-12%. That gap, five points on every dollar, is the difference between a business that funds grow...
By Michael King
April 24, 2026
How to Increase Bonding Capacity for Construction Companies
The phone call goes like this. The owner of a $28M commercial GC has a job he wants to bid Thursday. Single project value, $8M.
By Michael King
April 17, 2026
WIP Schedule Explained: Overbilling, Underbilling
Of all the financial documents in a construction business, the WIP schedule is the single most important, and the single most misunderstood.
By Michael King
April 10, 2026
13-Week Cash Flow Forecast for Construction Companies
It's Monday morning. The owner of a $24M civil contractor pulls up his bank balance on his phone. Looks healthy. Smiles. Heads into a 9am with his estimator.
By Michael King
April 3, 2026
How Much Does a Fractional CFO Cost? (Construction)
The owner of a $35M civil contractor was sitting across from his ESOP valuator last quarter. The number that just got slid across the table was $8M higher than the year before.
By Michael King
March 27, 2026
Fractional CFO vs Controller vs Bookkeeper (Construction)
The Zoom call is six minutes in. The owner of a $19M commercial GC asks a simple question:
By Michael King
March 20, 2026
When Does a Construction Company Need a Fractional CFO?
It's Wednesday at 6:47 PM. The owner of a $22M civil contractor is sitting in his truck in the office parking lot, scrolling his bank app for the third time today.
By Michael King
March 13, 2026
Construction Company Stuck at $10M? Here's What's Really Wrong
If your construction company is stuck at $10M, you're not alone, and the problem probably isn't what you think.
By Michael King
March 6, 2026
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